AI and Web3 Entrepreneur, in the quest of making Real Estate investment accessible for everyone with the help of blockchain.

Founder, Phi Wallet.Eslam is a lifelong learner and a passionate advocate for open-source technologies and ethical finance. He began his technical career as a Linux System Administrator, which ignited his enthusiasm for knowledge sharing and sustainable impact.As his entrepreneurial journey progressed, he made a strategic shift to focus on product management and user-centric business operations. As a technology enthusiast, Eslam has co-authored the book "Strategic dimensions of Open Source and Free software," which explores the importance and impact of open-source technologies in various industries. His expertise in this field has led him to establish and operate technology ventures across multiple countries, including Europe, Malaysia, Qatar, Saudi Arabia, Jordan, and Turkey.

As an XRPL developer and AI enthusiast, Denis' primary focus is on the development and enhancement of core infrastructure for the XRP ledger. He is passionate about creating robust and efficient tooling that can streamline the process of interacting with the XRP ledger, making it more accessible and user-friendly for developers and users alike. Additionally, Denis is deeply interested in the development of smart contract solutions for the XRP ledger. He's constantly exploring new ways to leverage artificial intelligence in this domain, aiming to drive innovation and improve the overall functionality and efficiency of the XRP ledger.

Martin is the COO of evmOS and Altiplanic GmbH.

Prithvish Baidya is a lead software architect at Zoniqx. He specializes in developing advanced decentralized solutions. He has co-authored the ERC7518 standard for globally compliant security token transfer. Previously, Prithvish has developed core infrastructure for EIP2771 meta-transaction relayers and built the first ERC4337 Account Abstraction multichain wallet. He is currently focused on building DyCIST and its surrounding ecosystem at Zoniqx. DyCIST is a set of heuristics that allow for chain-agnostic asset tokenization.

Reza Bashash is an influential technologist and entrepreneur with a 20-year tenure in the tech industry holding co-founder positions at both Sologenic and Coreum. With over a decade immersed in AI and Fintech, he has a history of steering successful tech companies to prosperity. Reza combines his entrepreneurial acumen with engineering expertise to innovate and lead in developing Distributed Systems and Autonomous Financial Multi-Agent Technologies. Previously, Reza founded Inextweb, an AI-driven Natural Language Processing system, and Denote, an AI-based search engine, marking significant AI application advancements Committed to leveraging blockchain technology for practical applications, he plays a crucial role in Sologenic, as a co-founder and tech lead, pushing the boundaries in Real World Asset Tokenization (RWA).

David is the President of the XRPL Commons, a non profit based in France whose mission is the create the conditions of success for entrepreneurs and developers in the XRPL Ecosystem. Software engineer turned entrepreneur David has participated in building Tech communities in Paris and San Francisco over the past 15 years and is a blockchain enthusiast.

Nancy Beaton is Chief Revenue Officer and President of the US for Uphold. She has been in crypto since 2018, has launched two tokens - one of which received an SEC no-action letter - and created an NFT marketplace for one of the largest metaverses. As CRO of Uphold she is diversifying the Uphold revenue by launching new services — for enterprises, institutions and blockchain communities.

Luc is an experienced technical and financial executive based in Paris. His early career involved managing a global macro hedge fund. He holds a Masters in Economics and Social Sciences from the Sorbonne and an MBA from EDHEC. In recent years, he has served as a fractional CTO, CFO, and COS for multiple companies in France and the US, offering independent consulting services with a notable emphasis on the crypto space and AI. Outside of work, Luc enjoys spending time with his family, cooking, traveling, and reading sci-fi.

Marco has more than two decades of experience in technology and information security. He is at the forefront of new technology, continuously exploring and analyzing what the ever-changing information technology landscape will mean for the businesses, their products, and their users. Over the years, he has acted as a white hat (ethical) hacker, using his deep knowledge in the information security space to exploit computer systems and networks, identify security flaws and make improvement recommendations. He has collaborated with numerous well-known national and international security agencies and private companies on investigations involving identity theft, fraud and anti-cyber-terrorism. Additionally, Marco is an inventor with several registered patents in his name. He has implemented an algorithm and proof of concept to improve the processing of programming language embedded in texts written in natural language. He is the Co-Founder and CTO of Futureverse.

George has been researching crypto full time since 2018, and has experience in capital markets, banking and payments and valuation frameworks for protocols and adjacent businesses. He graduated from the University of Pennsylvania with economics and philosophy degrees.

Dr. Murat Cenk is a cryptography researcher who has earned a PhD in the field. Following the completion of his post-doctoral studies, he worked as a faculty member, sharing his knowledge and conducting research in cryptography. Dr. Cenk is an expert in high-performance cryptography, cryptographic protocols, and post-quantum cryptography. Later on, he joined Ripple as a cryptography researcher, focusing on blockchain technology. His main goal was to improve efficiency and contribute to scalability. Throughout his career, Dr. Cenk has made significant contributions to the literature with his papers published in prestigious journals and presented at renowned conferences.

Christina Chan is Head of Funding Programs at Ripple, where she manages the XRPL Grants and Accelerator programs and leads a global team dedicated to nurturing and growing startups and entrepreneurs. She manages Ripple's 1BN XRP Fund focused on helping early stage companies scale from 0 to 1 by providing capital, mentoring founders, and guiding startups through the critical stages of finding product-market fit. Christina has deep expertise in product, growth, and design thinking strategies which she leverages to help startups iterate and build products users love. She has played key product design and leadership roles in several fintech startups, including a few successful exits, where she helped build innovative financial technologies expanding access and opportunities.

Patrick is a prominent early investor in web3's most pioneering innovators and protocols. He has invested in nine companies at the inception stage that later became unicorns and three more with large acquisitions. These include Alchemy, Dapper Labs, Flow, Forte, Syndicate, Theta, Blockstack(STX), Branch Metrics, and Volterra. Patrick also led investments in cutting-edge infrastructure technology at prestigious firms, including Cota Capital, Investor Growth Capital, Bain Capital Ventures, and Foundation Capital. With nearly two decades of experience in web2 and web3, Patrick began his career in tech investment banking and M&A, working for Bank of America Merrill Lynch and Lehman Brothers.

Frank Chaparro is Host of The Scoop podcast and Director of Special Projects. He also writes a biweekly newsletter. Chaparro started his career at Business Insider, where he specialized in the intersection of digital assets and Wall Street, market structure, and financial technology. Soon after joining Business Insider out of Fordham University, Chaparro was interviewing top finance and tech executives, including billionaire Mark Cuban, “Flash Boys” star Brad Katsuyama, Cboe Global Markets CEO Ed Tilly, and New York Stock Exchange President Tom Farley. In 2018, he become a sought after reporter in the crypto world, interviewing luminaries such as Tyler Winklevoss, the cofounder of Gemini, Jeremy Allaire, the CEO of Circle, and Fundstrat head Tom Lee

Jasmine (Jazzi) Cooper is Ripple’s Head of DeFi Product where she leads tokenization and DeFi products within RippleX, the team focused on providing infrastructure, tools, services, and programs for developers to enable new crypto use cases on the XRP Ledger. Her most recent focuses have been adding a new, native NFT standard to the XRP Ledger as well as a native automated market-maker (AMM) protocol. Prior to joining Ripple, Jazzi spent several years in financial technology, serving as a product manager in mortgage tech and founding a company in the financial health space.

Co-founder of several successful companies such as Imperial Group, Meld Ventures, Optio Capital and Meld Gold. Michael skills are focused around developing and identifying opportunities for growth, maintaining and leading traditional and technological product innovation.

After 8+ years in strategy consulting, specializing in Technology, Media, and Telecommunication topics in Europe and Africa, Melanie has joined XRPL Commons as Strategic Initiatives Director. As a blockchain enthusiast, her goal is to promote the usage of this disruptive technology to create value for all.

Engineer - University of São Paulo (USP) 2012 – FAPESP Scholar. Master of Science in Business Administration (FEA - USP) 2015. PhD candidate in Engineering – IT management (POLI – USP) and currently also a PhD candidate visitor at UZH BDLT – University of Zurich, Switzerland (CAPES Scholar). In his PhD he focuses on DLT & Blockchain Governance and Interoperability for CBDCs. Founder of IThinker. Associate Researcher at UCL – CBT London, Expert member from the Digital Euro Association (DEA). Accomplished part of his undergrad at the Ohio State University (OSU) 2010 - United States being a CAPES / FIPSE scholar. Brazilian ambassador officially representing USP and Brazil during the "11th International Students Summit on Food, Agriculture and Environment in the New Century" (Tokyo Japan) 2011. Participated in the United Nations Model at (UN) headquarters in New York city (2016) and was a member from the Youth Brazilian delegation during the Public Forum from The World Trade Organization (WTO) 2016. Has work experience in the financial markets, both at private bank and national infrastructure payment systems. Among his experiences there are: risk management, internal auditing, corporate governance, IT auditing and IT governance in the financial industry. He holds COBIT and DPO (EXIN) certifications. Certified ISO 31.000 until 2019.

Eri, an advocate for blockchain development, has been actively engaged in the digital asset creator economy since 2017. She co-founded Onami Press and currently serves as a director of the Wave of Innovation Annual Australian Conference. Passionate about decentralized ecosystems, Eri endeavors to advance the vision of a shared economy in the Web 3.0 world.

Adrian has been part of the Developer Funding Team at Ripple since 2022 and primarily works on the XRPL Accelerator. Prior to joining Ripple, Adrian worked for a venture builder, focused on Web3 and FinTech, out of Singapore.

Michael co-founded Hummingbot and currently runs Botcamp, the educational company affiliated with Hummingbot. Previously, he spent 7 years structuring credit derivatives at Citigroup and JPMorgan. Michael lives in Sunnyvale, California.

Brad is the CEO of Ripple and a member of the Board of Directors. Prior to Ripple, Brad served as the CEO of file collaboration service Hightail. From 2009 to 2012 he was President of Consumer Applications at AOL and prior to that he held various executive positions at Yahoo! from 2003 to 2009, including Senior Vice President. Earlier in his career, Brad helped to pioneer the VoIP industry as CEO of Dialpad Communications. He currently serves on the Board of Directors of OutMatch and has held board positions at Ancestry.com and Tonic Health.

Founder of Portland, Oregon based Creative Agency Nice Touch, Peter Giese led his team to create the XRPL Learning Portal, the "nice-XRPL" React.js component library, and is currently building a new 3D learning experience powered by the XRPL testnet.

At 10 years old, I began my coding journey with VB6, setting the course for a lifelong tech odyssey. Graduating from the Faculty of Computer and Information Science at the University of Ljubljana, I delved into remote support software with a local enterprise. The 2017 crypto boom lured me into the crypto realm, leading to my pivotal role as a backend developer at GateHub in 2020. Today, I proudly serve as Infrastructure Team Lead, steering projects that power our digital future.

Ivo is an experienced Finance Specialist with a demonstrated history of working in the banking industry. He was extensively involved in the development and design of diverse financial instruments in both debt and equity segments. His skill set includes expertise in Market and Credit Risk, Capital Adequacy, and Management. As a strong banking and finance professional with a Master of Science (MSc) focused in Global Banking and Finance from European Business School (EBS) – London, he has a proven track record on successful implementation of financial products. Ivo has been in the blockchain and crypto market since early 2016 and a firm believer of its future applications.

Julia manages the XRPL Grants program, which provides funding for software development projects and ventures that leverage the XRP Ledger (XRPL). Since its founding in 2021, XRPL Grants has awarded more than $14 Million in funding to 140 projects in 28+ countries. She has previously worked for several foundations, scholarship programs, and non-profit organizations in NYC, San Francisco, and London.

Full-stack Web3 developer and hardware enthusiast graduating from ESILV Engineering School, Paris, with a Master’s in FinTech Engineering. Self-taught individual passionate about the blockchain ecosystem, equipped with strong programming skills and experience in hackathons, he demonstrates his love for continuous learning and problem-solving.

Full-stack Blockchain Engineer with a strong background in computer science and leadership. Graduating from ESILV Engineering School, Paris, with a Master’s in FinTech. Led KRYPTOSPHERE®️ DeVinci chapter, largest student blockchain organization in France. His technical expertise spans blockchain programming, mobile development, and solution architecture, underpinned by a passion for innovation and technology.

Marius Jurgilas, PhD, is Founder and CEO at Axiology –financial securities tokenization platform. Marius has more than 15 years of experience in central banking payments infrastructure, supervision, and financial innovations. He is a former board member at the Bank of Lithuania, former BIS Innovations network CBDC working group chair, and a former member of the ECB Digital Euro High-Level Task Force. Marius has also worked at Norges Bank (Central bank of Norway) and the Bank of England.

Adam is CEO of xrp.cafe, the leading NFT marketplace on the XRPL. Co-Founder of First Ledger trading bot and Co-Founder of Honeycluster, a blockchain based infra/data services business. An XRPL and blockchain enthusiast, he has been a professional software developer since 2006 and has been developing open source software for the blockchain space since 2017.

Josh Kim serves as the Chief Strategy Officer at Catalyze Research, a premier Korean firm specializing in go-to-market advisory for the web3 sector. With a seasoned background as an ecosystem builder, Josh has dedicated over seven years to nurturing a host of leading web3 and blockchain initiatives. Josh, as a long-time fan of XRP/L, is contributing to the activation of the community in Korea.

Artur Kirjakulov, PhD, is the Co-Founder and CEO of XPMarket, a leading platform for DeFi and data analytics on the XRP Ledger. With a background as a life scientist in academia, Artur has transitioned his analytical skills to FinTech. Over the past seven years in the blockchain and crypto space, he has gained a deep understanding of the crypto market by closely following its trends and developments. Artur’s hands-on experience with DeFi tools and strategies not only drives innovation and growth at XPMarket but also contributes to the advancement and enrichment of the XRP Ledger ecosystem.

Ken leads the Mercy Corps Venture Lab, designing initiatives for underserved users in emerging markets to increase financial and climate resilience through the Crypto For Good Fund and the Climate Tech Facility.

Phil Kwok is the co-founder of EasyA. He is an expert in blockchain, having joined in 2013 and contributed to a number of open source protocols. He is also an expert in education, and came top of his year as a scholar at Cambridge University. He was one of the youngest people ever to pass the New York Bar, and has served in numerous educational positions, such as guest lecturer at Cambridge University, mentor to the Pembroke College, Cambridge University LEAP Programme, board governor to the EGAS and many more.

Dom is co-founder of EasyA. He has been active in blockchain since 2013, and is also a serial hackathon winner with a wealth of experience building strong Web3 communities. Prior to EasyA, Dom worked at The Blackstone Group and Goldman Sachs. He graduated Cum Laude from The Wharton School, University of Pennsylvania as a Joseph Wharton and Benjamin Franklin Scholar.

After seven years as a founding member of an AI startup focused on spotting early signals in large-scale projects, I transitioned into Web3. I launched an NFT project and developed a decentralized crowdfunding platform to support women-led impact startups. Driven by a passion for using technology to address real-world challenges, I have focused on creating impactful and sustainable solutions. More recently, I co-founded Evermore, a startup dedicated to enabling circular business models for consumer goods businesses and shifting behaviors toward more mindful commerce.

Julian Leitloff is the Co-founder of idOS, taking care of strategy and general management, and the Co-Founder and CEO of Fractal ID. Julian has +10 years combined of working experience leading technology startups and has raised more than $10m for his ventures, generating millions of dollars in revenue. He completed his graduate degree at Zeppelin University paired with research at the Chair of Entrepreneurship, Technology and Innovation, where he researched the crowdfunding and alternative finance fields. Julian started his career in banking at Deutsche Bank, but soon funded his first company Stilnest at the age of 22 and took it to over $1 million in revenue, he was named in Forbes 30 under 30 in 2016. In 2017, he co-founded Fractal ID, making it one of the largest KYC operators in web3 with +1.1m verified users, and having worked with more than 270 web3 clients.

Alexander is the Co-founder and General Partner at Reforge, a prescient, early-stage venture capital firm, grounded in research and committed to backing premier founders in blockchain and adjacent frontier technologies. Previously, he was the Head of Research and first investment team hire at Shima Capital, joining the firm while he was completing his technical MBA with a concentration in distributed systems and cryptography at Cornell University. Prior to his investing career, Alexander led product for two successful web2 exits (Teads 2017; Concertiv 2020) and founded a digital healthcare company. He has been in crypto since 2012.

Simon is a journalist and reporter working on the environment, geopolitics, tech and tattoo art. He co-founded Ekonavi after filming a documentary about the agroforestry movement in Brazil - and has focused on ReFi solutions ever since.

Jason Ma is the Head of DeFi at Axelar, whose mission is to create the most secure and seamless cross-chain communication platform for Web3. Jason believes next-gen interoperability solutions will break down silos between blockchain ecosystems and improve user experience to onboard the first billion users to Web3. Prior to Axelar, Jason led the Go-to-market Strategy & Operations team at Ripple. Jason holds an HBA from Ivey Business School and a Bachelor’s degree in Green Process Engineering from Western University.

Filip is developer and crypto entrepreneur with over 7 years in the industry. Today he's the founder and COO of Moralis, a crypto data platform powering crypto applications for more than 50 million end users.

Serial founder, Portugal based but originally from Ireland. 15+ years building global real-estate companies. Now developing a trust enabling marketplace, ProprHome, on XRPL.

Jeff is co-founder of Moai Finance, a multichain DeFi aggregator strategically focusing on the XRP ecosystem.

Shen has been building and leading projects on the XRPL since 2021. From game development to DeFi, he is focused on creating innovative and engaging ways for people to use their XRP within the XRPL ecosystem, and increase on-chain participation.

Coming from a mechanical engineering background, I've taken a detour into the captivating world of emerging tech where blockchain, cryptocurrency, and AI have become my playground. Transitioning from hardware to software was a no-brainer once I realized the limitless possibilities these fields offer. I thrive on building cool and innovative applications using the latest platforms and technologies. Whether it's exploring new tech or tinkering with cutting-edge tools, I'm all about pushing boundaries and having a blast while doing it.

Yana Novikova is a 15+ year technology industry veteran with a decade-long experience in crypto space. In her current role, Yana leads product for Custody, Ripple's enterprise-grade digital asset custody infrastructure, and RippleX, a business unit focused on open source contributions to XRP Ledger and developer experience. Prior to Ripple, she was a software engineer at JP Morgan Chase, developing their credit card infrastructure and applications.

Christian Nunez is a prominent figure in the realms of blockchain technology and artificial intelligence (AI). With a distinguished career marked by innovation and strategic leadership, Christian has continually pushed the boundaries of technological advancement. Christian's journey began with groundbreaking work at Salesforce's innovation lab, where he played a pivotal role in shaping proof of concepts for the year 2030. His visionary contributions set the stage for future developments within the company and beyond. Transitioning to Workato, Christian spearheaded the expansion of the Go-To-Market (GTM) team and led the implementation of web3 strategies. His efforts resulted in securing key partnerships, including renowned accounts such as Coinbase, solidifying Workato's position at the forefront of technological innovation. Drawing from his diverse expertise, Christian ventured into private equity, with a primary focus on AI. His insights and strategic investments propelled numerous startups to success, cementing his reputation as a shrewd investor and visionary entrepreneur. Currently, as the Head of Partnerships at AnChain.AI, Christian plays a critical role in assisting top-tier Layer 1 (L1) and Layer 2 (L2) protocols with their security and compliance needs. Additionally, he collaborates with governments on blockchain intelligence, contributing to the establishment of robust regulatory frameworks in the rapidly evolving landscape of blockchain technology. Christian's unwavering commitment to innovation, coupled with his profound understanding of emerging technologies, positions him as a driving force in shaping the future of blockchain and AI industries. His visionary leadership continues to inspire and pave the way for transformative advancements on a global scale

Thomas is a world renowned cybersecurity expert, Defcon Capture The Flag winner, and chief architect of KryptPass, the first free decentralized password manager allowing the web3 community to self-custody their passwords. Thomas leads the FYEO code audit practice and has expertise in both software development of security products and services. He is the co-founder and member of the board of the largest Swedish security conference, sec-t.org.

I'm a self-taught developer and embarked on my coding journey in 2018, captivated by the possibilities of the XRP Ledger. In 2020, I seized the opportunity to join XRPL Labs, now Xaman, where I dedicated myself to crafting innovative financial solutions on the XRP Ledger. At Xaman, I've been privileged to collaborate with industry experts and contribute to cutting-edge projects aimed at advancing the capabilities of blockchain technology. My focus has been on creating impactful solutions that drive adoption of XRP technology, with a particular emphasis on usability. Notable contributions include the development of a decentralised exchange (DEX) and a user-friendly MultiSign interface. My journey as a developer is fuelled by a passion for pushing the boundaries of what's possible with blockchain technology. Through my work at Xaman and beyond, I aim to continue shaping the future of decentralised finance and empowering individuals to harness the transformative potential of the XRP Ledger.

Backend Team Lead at GateHub, with 5 years of extensive experience in development on the XRP Ledger. Over the past decade, I’ve worked across diverse fields, including Fintech, 3D graphics, system programming, and development on other blockchains. Through these experiences, I’ve consistently recognized the significance of a positive development environment and a thriving community. My goal is to build useful, reliable, and secure software while also empowering fellow creators.

Jonathan Perri is the Senior Manager of Global Social Impact at Ripple. Within this role, he develops and manages the Ripple Impact’s nonprofit partnerships and philanthropic commitments to financial inclusion, humanitarian aid and community engagement, which have provided more than $170M to nonprofits and universities working to expand economic opportunity and utilize innovative technologies for good. Prior to joining Ripple, Jonathan directed partnerships and social impact programs at companies including Lime and Change.org.

Computer engineer with 8+ years pf experience building blockchain products. CEO & Founder of Peersyst, contributing to XRPL and building the EVM Sidechain and bridge solution for XRP.

Dimitri Restaino is a Brooklyn-based AWS Solutions Architect focused on designing innovative and efficient solutions. As a former software developer, he appreciates the limitless possibilities opened up by Blockchain & Web3 technologies. Off the clock, he can be found spending time in nature or setting fastest laps in his racing sim.

David Schwartz is Chief Technology Officer at Ripple. David is one of the original architects of the XRP Ledger. Prior to joining Ripple, David Schwartz was Chief Technical Officer for WebMaster Incorporated, a Santa Clara software developer. He developed encrypted cloud storage and enterprise messaging systems for organizations like CNN and the National Security Agency (NSA). Known as “JoelKatz,” he is a respected voice in the digital currency community.

Mark Sean is the founder and lead developer of Contraband Interactive, a boutique software development firm. After learning to build on the XRPL during a hackathon, he went on to lead development for two XRPL Grants funded projects, and currently serves as CTO for Gen M Partners, a tokenized private equity fund launching on the XRPL.

Red is a crypto research analyst and developer. He focuses on base-layer (L1s and L2s) architectures.

I've worked at Ripple since 2019, working on a variety of projects involving different programming languages and blockchain technologies. I'm currently working on Ripple's Stablecoin project that aims to use XRPL's issued currency functionality to bring a vast new source of liquidity to the ledger. Before that I worked at a small startup in Salt Lake City and at Overstock.com as the Lead Software Architect for their website. My main programming expertise is with Java, but I've dabbled with C/C++, C#, Rust, TypeScript/JavaScript and Go through my career.

My Name is Jaskaran (Jay) Kambo & I am based out of Edmonton, Alberta Canada. I am the CEO & Founder at SpendTheBits Inc. I have 12 years of experience in IT across various domains such as banking, insurance, ministry, telecom and web applications. I'm skilled in technologies like SAP, Temenos T24, and online & mobile banking. I have hands-on experience in cross-border payments and was involved in SWIFT ISO20022 implementation on the Payment Canada Modernization project. I have been building on XRPL since 2019 and have developed & launched multiple products on it. So far, we have won two global CBDC Hackathons held by Ripple, Mastercard, Bank of Finland, and other prominent industry players. I am looking forward to meeting everyone at Apex 2024.

Michael Szczech is an entrepreneur, investor, and software engineer with a strong passion for pioneering advanced software solutions. He earned his Master’s degree in Computer Engineering, with a focus on blockchain security, from Manhattan College. With a career spanning multiple domains, Michael has spearheaded the development of diverse products, from advanced access control systems to sophisticated financial technologies and blockchain-integrated applications. His recent endeavors focus on the XRPL, where he leverages his deep technical expertise and creative insights to contribute to its development.

As the Web3 Program Lead at Tenity, I design accelerator programs to help startups go from 0 to 1. In the process, I also engage with ecosystem partners that can provide technical expertise, domain expertise and also market insights, paving the way for startups to enter market.

Jonas Thürig is Managing Partner and VP APAC at Tenity based in Singapore. Tenity is the leading incubator, accelerator and early-stage VC for FinTech startups. Before joining Tenity, Jonas Thürig worked at the Embassy of Switzerland in China as the Deputy Head of the Science, Technology, Education and Innovation Section. He has also held roles in companies like SIX Group, in addition to successfully co-founding a startup in the IoT space. Jonas Thürig started out his career as a web developer by training, holds a Bachelor of Science in International Management and Economics and a Master of Science in Business Management from Lucerne University of Applied Sciences and Arts, Switzerland.

Alexander Tkachenko is a VC investor and entrepreneur. Since 2017, Alexander has dipped into the blockchain and cryptoasset industry with mentoring blockchain projects in 2be.lu fund’s portfolio. In 2019 he founded the European platform for tokenization of traditional assets.In 2022, he launched the first European regulated platform for investing in tokenized precious metals and the first tokenized precious metal VNX Gold - a multichain token, that represents an ownership of physical gold. Later that year, VNX also introduced fiat referencing stablecoins - VNX Euro and VNX Swiss Franc.

Staff software engineer with over 25 years of professional experience and PhD in computer science. Lead developer on AMM and Price Oracle.

Vito Tumas is a Software Engineer at Ripple specializing in DeFi protocol design. He holds a PhD in Computer Science from the University of Luxembourg, specializing in all things XRP Ledger. Vito's current focus is XLS - 066d, XRP Ledger Native Lending Protocol.

Mayukha has several years of experience working on the XRP Ledger. A graduate of MIT, she leads the developer experience effort for interoperability, empowering seamless integration with the XRP Ledger for all interoperability usecases. She has expertise working on all parts of the blockchain stack, from writing features for the L1 blockchain itself to significantly contributing to developer tooling. Currently, Mayukha is leading the development of XRPL plugins, making it easier for developers to build new features into the XRP Ledger. She also works on interoperability-related developer tooling, such as the XBridge CLI. In the past, she has worked on building xrpl-py, revamping xrpl.js, and improving the XRPL.org Explorer.

No-code x Web3 expert | Co-founder at Sorcel.co 🧙 Build your dApp in minutes

Front-end Developer - Product Owner - MBA Candidate Unleashing the power of Web3 in Shopify with Amora, a Shopify app that lets merchants distribute NFTs and create token-gated discounts and exclusive products. Amora uses the XRPL, which offers streamlined development, low transaction costs, high performance, and sustainability. During my last years I have been working mostly in the Shopify ecosystem, setting up stores, building themes, public and private apps and implementing CRO techniques for DTC brands.

Co founder xrp.cafe , dUNL Validator, XRPL Ambassador program participant, Spaces host

T. Visegrady received his Ph.D. degree in electrical engineering in design automation for microelectronics. After support engineer roles in high-performance computing and security engineering, he worked in hardware development and high-assurance security design at IBM Poughkeepsie and IBM Research in Zurich. After close to 20 years of hardware security module (HSM) design work and related security assurance research, he joined Metaco/Ripple. His current focus is multi-party computation (MPC) implementation, and security design for digital asset systems.

A seasoned computer engineer with over a decade of experience in the tech industry. As the co-founder and CEO of Kaiju Labs, he's on a mission to drive innovation and empower user growth in Web3 space by providing a platform for frictionless wallet creation and seamless user onboarding to apps and games.

Wietse is particularly known for his work with the XRP Ledger. He is the founder of XRPL Labs, a company that specializes in developing applications and tools for the XRP Ledger. Some of the notable projects by Wietse's XRPL Labs include the development of the Xaman (formerly Xumm) wallet, which allows users to manage their XRP and interact with the XRP Ledger.

Shawn is a software engineer at Ripple on the DeFi team whose goal is to bring protocol changes to enable decentralized finance and tokenization of real-world assets on the XRP Ledger.

Emi Yoshikawa is the VP of Strategic Initiatives at Ripple (San Francisco). Since joining Ripple in 2016, she has held a number of responsibilities including business operations, strategy and joint venture partnerships. She is also a board member of SBI Remit and is an adjunct professor at Kyoto University. Originally from Japan, she is passionate about connecting Japan with the rest of the world.

tequ is one of the leading developers of the XRP Ledger ecosystem in Japan and contributing a lot, including proposing Amendments and their implementation, and visualization tools for the community. Also organize monthly online information sharing events as a community member of XRPL Japan, and speak at technical sessions at blockchain events in Japan.