Brad Garlinghouse and David Schwartz take the stage to discuss Ripple's evolving role in the XRPL ecosystem, diving into lessons learned from the past, key initiatives including Ripple's stablecoin, and a view into what's next. XRP Ledger Apex, hosted by Ripple, is the largest annual summit on the XRPL calendar. It unites developers, businesses, fintechs, VCs and the wider community to learn about major updates, explore networking opportunities and engage directly with key players shaping the future of the XRP Ledger.